Sunday, November 22, 2009
Insurance Policy
The topic of the primary current political debate in the United States is usually referred to as 'Health-Care Reform', which is a response to a problem usually described as 'The Broken Health-Care System'. This framing of the debate is misleading, and obscures the deeper conflicts at issue. First, what is actually being debated is not 'Health-Care', but Health-Insurance. Second, there currently is no general Health-Insurance 'system' in place, which means that whatever passes would the creation of a system, not a reform of a broken one. Hence, the debate is ultimately between two sets of interests--citizens who have no or limited insurance, and insurance companies that would stand to suffer financially from the implementation of a national system. A word the use of which epitomizes the deeper Principles involved is 'policy', which derives from the Greek for 'public government'. So, the phrase 'insurance policy' is ambiguous--both Plutocratic and Democratic. That a public agenda is dictated by private financial interest is Plutocratic, while that the terms of an insurance contract is subject to governmental oversight is Democratic. At the most fundamental level, what is at issue is whether the health of each is the concern of each, or is the concern of all. Evolvementalism regards the latter as the more highly Evolved of the two, and hence, more highly Evolved than any compromise between the two. However, the Principle 'Evolve as much as possible' is with respect to given conditions. So, the implementation of any American public Health-Insurance system would constitute an Evolvemental step.
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One correction to the above is that 'policy' has a second root in Greek, one that is close to 'contract'. Regardless, the main point stands--that insurance companies promote as public 'policy' the sacrosanctity of their private insurance 'policies'.
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